Key man or person assurance is life assurance protection for employers against loss of sales or profits caused by the death or critical illness of a key employee.
We help employers of all sizes find the right insurance policy to protect their businesses against the loss of key personnel and the costs associated with replacing, or managing the business, without them.
How we work
Our advisers will work with you to identify the individuals who are most critical to your business operations. These are people who have skills, experience and responsibilities that are crucial to the business and either do not exist elsewhere within the firm or would be difficult to find externally should your employee die or become critically ill.
Your adviser will then search the market for the insurance product that best suits your needs, the amount of cover required and your desired monthly premiums.